Rates
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Savings (SHARE) and Club Account Rates
Share and Club Dividends Effective February 26, 2026:
| Account Type | Rate |
|---|---|
| Share Account (Savings) | .20% |
| Christmas Club | .20% |
| Vacation Club | .20% |
| Special Savings | .20% |
| IRA’s | .25% |
APY(Annual Percentage Yield): Rates Subject to change
Certificate and IRA Rates
| Months | Rate |
|---|---|
| 6-month CD ($1,000 minimum) | 2.00% |
| 12-month CD ($1,000 minimum) | 2.80% |
| 18-month CD ($1,000 minimum) | 2.90% |
| 24-month CD ($1,000 minimum) | 3.05% |
APY (Annual Percentage Yield): CD Rates subject to change without notice. A penalty will or may be imposed for early withdrawal.
Minimum balance required to open a CD Account is $1,000.00.
A penalty may be imposed for early withdrawal.
CD Rates subject to change without notice.
A penalty will or may be imposed for early withdrawal.
New and Used Car and Truck rates
New and Used Vehicle Rates begin at 4.75%. Credit restrictions may apply. Call the loan officer for more details and current rates.
Personal Loan
| Loan Type | Rate / Details |
|---|---|
| Vacation Loans | Starting at 6.99%/APR. Call loan officer for more details |
| Signature Loans | Starting at 9.99%/APR. Call loan officer for more details |
| Back to School Loans | Starting at 6.99%/APR. Call loan officer for more details |
Ranges are listed for existing rates in each category as of the date shown above. Certain qualifications must be met to obtain credit. Call or visit our office to find out more about eligibility, costs that can be associated with obtaining credit, daily rates, and other loan information.
Certain restrictions apply. Terms subject to change without notice.
